Morgan's Point Resort City is on the shores of Belton Lake seven miles north of Belton in northern Bell County. It was named for the James E. Morgan family, who owned much of the land where the community was built. The community has grown rather quickly, with the number of residents rising from fifty in 1976 to 299 in 1980 and to 1,082 in 1982. The business district mostly consisted of service industries aimed to please local residents and to visitors to Belton Lake. Most members of the workforce commuted to nearby Temple or Belton or were associated with Fort Hood. By 1990, Morgan's Point Resort had a population estimated at 1,766, and residents had voted to change to a city-manager style of government.